*Variable rates are calculated monthly, not in advance. The “Variable Rate(s)” represents a variable rate of interest announced by Interior Savings Credit Union from time to time as the “CreditMaster® Rate” or “theWorks mortgage rate”. Variable rates change when the Interior Savings Prime Rate (also announced as “Prime Lending Rate”) changes.
**All rates are subject to acceptance by Interior Savings Credit Union and may incur market changes and/or increases due to the specifics of the final application provided. These changes include, but are not limited to; secondary properties, increased amortization, lower credit scores, loan to value, security offered, and debt servicing guidelines.
***The Mortgage cash bonus incentive is available on most mortgages new to Interior Savings Credit Union. The incentive is not available on brokered mortgages, construction mortgages, equity lending, or short term lending. The mortgage incentive amount is calculated at 0.25% of the mortgage amount, up to a maximum of $1,000 Minimum mortgage amount of $100,000 required. Talk to one of our mortgage experts for details, further terms and conditions apply.